Life Insurance Overview for Spain
We can help you plan for life’s uncertainties.
Leave your legacy – not your liabilities. Feel better knowing you and your family have a sound enough financial cushion if something unexpected happens to you, permanently cutting off your income.
Your Basic Life Insurance (also known as a Risk Benefit) equals 2 times your gross pay including your base salary begins with your date of hire. The summary of coverage is as follows:
Coverage Insured Lump Sum
- Death by any cause Gross Salary x 2
- Professional Permanent Disability by any cause Gross Salary x 2
- Accidental death Gross Salary x 2
- Accidental Professional Permanent Disability Gross Salary x 2
Professional Permanent Disability is understood to mean the irreversible situation caused by an accident or illness, alien to the will of the insured, that inhibits her/his ability to carry on her/his usual professional activity.
An accident is understood as being bodily injury resulting from a violent, sudden, external cause and beyond the control of the Insured.
You will be automatically enrolled in the Risk Policy, administered by Nationale-Nederlanden, as of your date of hire. It is recommended that you complete a Nomination Form to indicate who your beneficiaries are should you die while employed by Dow Jones. Please send this form along with a copy of your ID to gestiondeclienteseb@nnespana.es with the subject ‘MODIFICACION DE BENEFICIARIOS’ Once you have completed this step, please also upload your completed form to Workday, go to your profile > Personal > Documents > Add.
If you have any further questions about the Life Insurance benefit, please see the detailed FAQ’s on the Benefit Hub under the Death Benefit tile labeled ‘more info’.
If you still need help, you can email emeabenefits@dowjones.com.